How Do I Apply?

It's easy. Get free, confidential help over-the-phone or in-person.


Covered California and Medi-Cal use the same application. This means that once you apply, you’ll find out which program you qualify for. Some households qualify for both. 

Healthcare is confusing. We are here to help.

Our team of licensed insurance agents are available year-round to offer free, confidential in-person and over-the-phone help. We offer assistance in multiple languages.

  • English

  • Se habla español (Spanish)

  • Nói tiếng Việt (Vietnamese)

  • 한국어 가능합니다 (Korean)

Have an enroller call you to get free enrollment advice.

Make an appointment or call (800) 650-0922 to get enrollment assistance. Get ready for the call by making sure you have the necessary documents on hand.

Applying is easy and free. Visit one of our enrollment centers.

With our enrollment centers across Los Angeles and Orange County, you have many convenient options when it comes to getting enrollment assistance.

Make an appointment or walk-in to get free help signing up for a plan.

Shop and Compare Options Online

  • See if You Qualify for Financial Help Based on Income

  • Compare Quotes from Brand Name Insurance Companies

  • Shop and Compare Plan Options

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Social Security Numbers
For applicants who have them.

Federal Tax Information
For the applicants who file taxes.

Employer and Income Information
For everyone in your family.

Immigration Documents
For non-citizens.


Can I Get Financial Help?

You may be able to get help with your monthly payments, or if eligible, receive free or low-cost coverage through Medi-Cal.

Want to save more on your health insurance? You may be eligible for a subsidy with the American Rescue Plan. Learn more here.

Get Coverage Within 60 Days of a Major Life Change

You can apply for coverage through Covered California at any time if you experience a qualifying life event. Medi-Cal enrollment is year-round, and you don't need a life event to apply.

Lost Job or Income

  • You recently lost employment, were laid off, or left your job.
  • Loss of income due to fewer hours or less work.

Turned 26 Years Old

You turn 26 years old and are no longer eligible for a parent’s plan.

Married or Entered a Domestic Partnership

One or both members of the new couple can use the special-enrollment period to enroll in coverage.

Change of Household Size

Your household size changed.

Affected by Wildfires

Your household experienced an exceptional circumstance, such as the 2020 California wildfires.

Released from Jail or Prison

Current Enrollees Who Experienced a Life Event

  • You are already enrolled in a Covered California plan and become newly eligible or ineligible for tax credits or cost-sharing reductions.
  • You are already enrolled in a Covered California plan and you lose a dependent or lose your status as a dependent due to divorce, legal separation, dissolution of domestic partnership, or death.

Lost Health Insurance

  • You lose Medi-Cal coverage.
  • You lose your employer-sponsored coverage.
  • Your COBRA coverage is exhausted. Note: Not paying your COBRA premium is not considered loss of coverage.
  • You are no longer eligible for student health coverage.
  • You turn 19 years old and are no longer eligible for a child-only plan.

Moved to or Within California

  • You move to California from out of state.
  • You move within California and gain access to at least one new Covered California health insurance plan.

A Child is Born, Adopted or Received Into Foster Care

A child is born, adopted or received into foster care. The entire family can use the special-enrollment period to enroll in coverage.

Domestic Abuse or Special Abandonment

Survivors of domestic abuse or spousal abandonment qualify for special enrollment

Returned From Active Military Service

You have lost coverage after leaving active duty, reserve duty, or the California National Guard.

Gained Citizenship or Lawful Presence

You become a citizen, national, or permanent legal resident.

Other Qualifying Life Events

See the full list of qualifying life events.

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Welcome to Assistance

that Meets Your Needs

Our team of customer service agents are experts in health insurance so you don't have to be.

Anytime you need help—whether choosing, using, or understanding a plan —just give us a call at (800) 650-0922, or book an appointment here.