Health Insurance Through Covered California
These health insurance companies meet all the state and federal requirements for plans as well as additional standards established by Covered California. They represent a mix of major insurers and smaller companies, regional and statewide doctor and hospital networks, and for-profit and nonprofit plans. They deliver exceptional value and choice with affordable premiums, a wide choice of benefit levels, and good access to doctors and hospitals in all areas of the state.
Covered California is leading the way for consumers by using a patient-centered benefit design. What this means is consumers can shop across the different health insurance companies knowing that the benefits are the same, depending on the metal tier, no matter which company they choose. Consumers get an apples-to-apples comparison about co-pays, deductibles and other out-of-pocket costs upfront so there are no surprises when they use their plan. The consumer has their choice of coverage level based on a metal tier system to select a plan that best fits their needs. For a detailed look at the patient-centered benefit design, please refer to the charts below.