The New and Expanded Financial Help

American Rescue Plan

Image by Alexander Schimmeck

The American Rescue Plan provides new financial assistance to help millions of people get economic relief and health insurance coverage, through Covered California and other marketplaces nationwide.

Covered California will open a new special-enrollment period on April 12, for May 1, coverage for the estimated 1.2 million uninsured Californians who are eligible as well as the 430,000 people currently insured off-exchange who will qualify for the new financial help.

In addition, most of Covered California’s currently enrolled consumers will see an average of $119 per household in monthly premium savings that will automatically start in May.

Who Benefits From the American Rescue Plan

The American Rescue Plan lowers health care premium costs for people who get coverage through Covered California, or through other Affordable Care Act marketplaces across the nation, by providing new and expanded subsidies to make health insurance more affordable than ever before.
 

  • Covering the uninsured - An estimated 1.2 million Californians,  are uninsured and eligible for marketplace coverage under the Affordable Care Act with even lower costs because of the American Rescue Plan.

  • Under the American Rescue Plan, these uninsured can get coverage that is more affordable than ever before. In California, consumers who earn less than $32,000 a year for an individual, will be able to either get a benchmark Silver plan for between $50 and $60 a month and virtually all would be able to get a Bronze plan for a $1 a month.

  • People who are insured directly through a health insurance company – An estimated 430,000 Californians, are insured directly through a health insurance company and not now getting subsidies.  The new law ensures that everyone eligible will pay no more than 8.5 percent of their income on their health premiums.


An individual with an income of more than $51,000 per year currently pays an average of $1,100 a month for their coverage. Under the new and expanded subsidies provided by the American Rescue Plan, their monthly premium drops to an average of $507 – a savings of nearly $600 per month and a total of nearly $12,000 between this May and the end of 2022.

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Landscape of the 25 Million Americans Eligible for New Assistance*

See if You Are Eligible for Financial Help From
the American Rescue Plan

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