Pregnancy and childbirth services are covered under all plans available through Covered California and Medi-Cal.
Having a baby means you qualify for special enrollment – in other words, you can enroll through Covered California even if it’s outside the normal open-enrollment period. Your plan would be effective the day your baby is born.
Becoming pregnant doesn’t qualify you to apply during special enrollment, but California offers other programs that can help you.
Full-Scope Medi-Cal: Same complete coverage you have before or after pregnancy. It automatically includes prenatal care, labor and delivery, and other pregnancy-related services.
Pregnancy-Related Medi-Cal: For Individuals Who Aren’t Legal Residents
Presumptive Eligibility for Pregnant Individuals: Immediate Coverage While Your Application Is Processed
Medi-Cal Access Program (MCAP): Comprehensive Coverage for All Pregnant Individuals, for a Small Fee
Do you already have a plan through Covered California? Once your baby is born, you can add your child to your current plan, or you can switch to a new plan.