Types of Financial Help

Covered California

Lost your job? You can get health coverage!

Since the beginning of the coronavirus emergency, millions of Californians have filed for unemployment benefits, including many who lost their job-based health coverage. If your job was affected by COVID-19, or if you lack income because your hours were cut or if you're no longer working, Covered California is here for you.

Can I get health insurance now?

Yes. You do not have to wait for open enrollment. A special-enrollment period is underway now that allows you to enroll in a health plan until July 31, 2020. After July 31, 2020, you will need to experience a Qualifying Life Event in order to apply for health insurance coverage. For information, please visit here.

How do I enroll?

Call us at (800) 650-0922 and compare coverage options and costs. Begin by estimating your annual household income to see if you can get financial help. Next, choose a health plan that is the best fit for you and your family. Make your first payment and you are covered.

Once you start the application, you’ll either qualify for low-cost or no-cost Medi-Cal, or depending on your estimated income, you’ll have the option to choose from specific health plans offered through Covered California, likely with financial help to pay your premium.

What containers can I redeem?


Every container that has NY 5¢ deposit value stated on it. Generally: carbonated soft drinks, water, mineral water or seltzer, beer and other malt beverages. Containers FROM: milk, wine or liquors, teas, hard ciders or water with added sugar DO NOT hold deposit value and cannot be redeemed.




Do I have to use mybottlereturn.com?


No, you can get refund on deposit you have paid from the store where beverage was purchased. However, store that doesn't sell specific product is not required to issue refund for it. We accept most containers with NY 5¢ deposit value!




Can I crush my cans or bottles, it saves space?


Unfortunately, you cant! Containers must be intact, not corroded or crushed and empty. While by law it is not required to wash containers, we ask our clients to maintain reasonable sanitory conditions.




Does mybottlereturn.com cost me anything?


Not really! Opening account with us is free! We will even supply you with your first 5 free bags. However, after that you will need to pay 20¢ per bag, which are fully recyclable! We're not in business of selling bags and you will need to put your containers in the bag for transportation. Solution? Lets use our standarized size bag at minimum cost to your wallet and environment.




How do I get my money?


Depending on which one of our solutions you subscribed to, we can reimburse you in cash, check, Paypal or Venmo. For our Dropbox or Dropoff subscribers, we ask 48 hours for account to be credited




Do I have to provide personal information to open an account?


Yes you do, we need to know who you are! We also need to identify you in case there is an issue with your account. We will never share or sell your private information.




How many containers fit into one bag?


About 70-110, depending on the size and type. For safety reasons bags cannot be heavier than 20lbs.




Why wasnt my account credited with correct amount?


We can only redeem containers with NY 5¢ deposit label. So if you brought to us 100 containers that you think are redeemable, 5 are from ice tea or milk products, which do not carry NY 5¢ deposit. You will be credited for 95 bottles or cans.




Why do I need bag tags?


Your bag tag holds your identifying information, so it is very important for a tag to be on the bag in order for us to properly credit your account.




How can mybottlereturn.com help me?


We offer several beverage container recovery solutions to minimize impact on environment,





Types of Financial Help

Covered California offers three types of financial help:

  1. Federal Tax Credits

    Federal tax credits reduce the cost of your monthly premium. It’s also called the Advanced Premium Tax Credit (APTC).

  2. State Subsidy

    The state subsidy reduces the cost of your monthly premium.

  3. Cost-Sharing Reductions

    Cost-sharing reductions are subsidies that reduce your out-of-pocket costs, such as copays, coinsurance and deductibles.

 

 

Federal Tax Credits and the State Subsidy

To qualify for federal tax credits and the state subsidy, you must:

  • Be a U.S. citizen, a U.S. national, or be lawfully present in the United States.

  • Not have access to affordable, minimum-value health insurance through an employer.

  • Not be eligible for other public health coverage, including full-scope Medi-Cal, premium-free Medicare Part A or military coverage.

  • File taxes for the year that you will receive premium assistance.

  • File taxes jointly if you are married.

  • For federal tax credits, have an annual household income between 100 and 400 percent of the federal poverty level.

  • For the state subsidy, have an annual household income between 0 and 138 percent or over 200 and up to 600 percent of the federal poverty level.

 

Cost-Sharing Reductions

Cost-sharing reductions are subsidies that lower your out-of-pocket costs when you get health care, including your copays, coinsurance, deductibles and out-of-pocket maximum. Cost-sharing reductions are available to those who are eligible for premium assistance and have an annual household income up to 250 percent of the federal poverty level. If you qualify, all Silver-level plans displayed to you will include cost-sharing reductions. You must choose a Silver plan to receive reduced cost-sharing.

Health insurance through Covered California just got more affordable.

The state of California is making new financial help available to almost a million Californians, many for the first time. Ninety percent of people who have signed up with Covered California get financial help, and you could be one of them. You could even qualify for low-cost or free health coverage through Medi-Cal. Even if you’ve checked before, check again to see if you’re eligible.

See If You're Eligible for Financial Help

Call us today at (800) 650-0922 to see how much you can save.

For more information about the new state subsidies, please review the design document, which has more details about the program.