Essential Health Benefits

Covered California

All health insurance plans we offer provide a comprehensive package of items and services, known as essential health benefits. These benefits fit into 10 categories:

  1. Ambulatory patient services (outpatient care you get without being admitted to a hospital).

  2. Emergency services.

  3. Hospitalization (like surgery and overnight stays).

  4. Pregnancy, maternity, and newborn care (both before and after birth).

  5. Mental health and substance use disorder services, including behavioral health treatment (this includes counseling and psychotherapy).

  6. Prescription drugs.

  7. Rehabilitative and habilitative services and devices (services and devices to help people with injuries, disabilities, or chronic conditions gain or recover mental and physical skills).

  8. Laboratory services.

  9. Preventive and wellness services and chronic disease management.

  10. Pediatric services, including oral and vision care (but adult dental and vision coverage aren’t essential health benefits).

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Disclaimers

“Covered California,” “California Health Benefit Exchange”, and the Covered California Logo are registered trademarks or service marks of Covered California, in the United States. This website is owned and maintained by Quote Selection Insurance Services DBA Collective:Choice Insurance Solutions Lic # 0F19743, which is solely responsible for its content. This site is not maintained by or affiliated with Covered California, and Covered California bears no responsibility for its content. The e-mail addresses and telephone number that appears throughout this site belong to Quote Selection Insurance Services DBA Collective:Choice Insurance Solutions and cannot be used to contact Covered California.

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