Who is Eligible?
Covered California for Small Business
You are eligible for Covered California for Small Business if:
You have at least one but no more than 100 eligible employees and meet certain contribution and participation requirements.
You have at least one employee who receives a W-2.
The majority of your eligible employees live in California.
You are eligible for Covered California for Small Business if you have 100 or fewer full-time-equivalent employees.
If you are a sole proprietor, with no W-2-receiving employees, you may be eligible to purchase coverage through Covered California’s individual marketplace.
For questions about CCSB eligibility, please contact us at (800) 650-0922.
What is a full-time equivalent employee?
What should I know about calculating full-time equivalent employees?
Calculating the total FTE employee count is your responsibility as an employer.
Employers that have more than 100 FTE employees are not eligible for Covered California for Small Business.
Not all FTE employees may be eligible for coverage with Covered California for Small Business. Employees who are eligible for coverage include:
Full-time employees (those who work 30 or more hours per week).
Part-time employees (those who work 20-29 hours per week) at the employer’s discretion.