Cancel Your Plan

Covered California

Cancel Your Plan

If you need to cancel your health insurance, you can do so by logging into your Covered California account or calling into Covered California's call center at (800) 300-1506 for immediate assistance.

 

It is strongly recommended that you request a plan termination to be effective at the end of the month and to do so before the 15th of the month. To end coverage on August 31st, you would need to call Covered California by August 15th to request the cancellation of your plan.

 

It is not recommended to request a mid-month termination. This is because your health insurance company is not obligated to refund prorated premiums. So if you call on August 1st and request to cancel your plan on August 15th, your insurance company may not refund you for the remaining days of August.

Additionally, you may also have a gap in health coverage because your next health plan or dental plan will probably start on the first day of the next month. For these reasons, if you need to terminate your plan, it’s highly recommended to request a cancellation to be effective at the end of a month.